GSSJC F-479 06/13 Guidelines for use of Worksheet for Plan of Cooperation Girl Scouts of San Jacinto Council Purpose – A positive method for dialogue to enlist cooperation to do what is needed in the best interests of all concerned. Good communication can lead to a better understanding of and by all participants. Friendship Industries is your company's best outsourcing option for contract packaging and for secure document destruction. Our expertise in these areas means you reduce labor costs and have access to 50 years of experience at the ready. This leaves you to focus on your core business.
In the Netherlands, a friendship contract (‘vriendschapscontract’) is an agreement which regulates the consequences of a social relationship between two or more persons under family law as well as property law. Such a contract has no prescribed form. From an evidential point of view a written or notarial form is preferred. Best Friend Contract. Create your own printable contract — FREE! Download Printable Contract (.DOC format) Formatted and ready to use with Microsoft Word, Google Docs, or any other word processor that can open the.DOC file format. To never take advantage of each other's friendship, faith, and loyalty. To be honest (but not brutally so). Best Friend Contract (hereafter 'Friend 1') and (hereafter 'Friend 2') hereby agree to the following: To go on silly, ridiculous adventures whenever possible (or to make mundane trips into adventures as needed). To tell each other everything. All the necessary relationship contract details should be listed and clearly written. You can fill in a relationship contract template first before filling in the final copy. Here is a short description of details contained in a relationship contract. We both agree to never our relationship at risk. We shall always take time for ourselves as a.
Sign on the dotted line, so I know it's real.
The New York Times recently asked, 'Do Your Friends Actually Like You?' If that's a question you have to ask yourself, the answer is probably, 'No, of course they don't.'
But what if there was a way to be sure—really, truly, 100 percent sure—that your friends had your well-being in mind at all times? Now there is.
Simply download and print out the below legally binding Friendship Contract and badger a friend, loved one, or nearby animal to sign it. Then bask in the contentment of knowing that, unless they care to face stiff penalties, the people closest to you will be forced to care about you forever.
FRIENDSHIP CONTRACT
BE IT KNOWN, this agreement is entered into on this day, __________ , 20___, between one fantastic, charismatic, and humble person, ______________ (hereinafter also referenced as 'Friend #1'), and a generous, super cool, supporter-for-life __________________________ (hereinafter also referenced as 'Friend #2').
Now, therefore, it is agreed as follows:
ARTICLE 1: BEING THERE FOR EACH OTHER
§ 1.1 Friend #2 will be there for Friend #1 at all times including but not limited to: When it's raining outside and Friend #1 gets sad thinking about the little raindrops dying painfully as they hit the pavement, when it's not raining, and when it's one of those days where it's raining for a bit but then not raining for another bit.
§ 1.2 Friend #2 MUST support Friend #1's artistic endeavors, no matter how amateurish or unwise those endeavors are.
§ 1.2.1 If Friend #1 starts playing guitar, Friend #2 is required to issue frequent supportive statements such as: 'Now we're grooving!' 'You're making that thing talk, friend!' and 'You sound even better than Blues Traveler!'
§ 1.3 If Friend #1 is going through a breakup, Friend #2 must break up with their own significant other so that both Friend #1 and Friend #2 can hit the town together looking for new love.
ARTICLE 2: HELPING EACH OTHER
§ 2.1 Whenever Friend #1 needs to move, Friend #2 will help.
§ 2.1.1 Excuses like, 'My back is out,' or 'I just helped you move six weeks ago, please find a stable apartment,' are not permissible.
§ 2.2 Friend #2 promises to come over anytime Friend #1 spots a large bug or medium-size shadow that might be a bug and needs help smushing it.
ARTICLE 3: RELATIONSHIP PREEMINENCE
§ 3.1 If Friend #1 introduces Friend #2 to a third friend, Friends #2 and #3 MAY NOT BECOME BETTER FRIENDS WITH EACH OTHER than they are with Friend #1.
§ 3.2 Friend #2 is free to discuss the terms of this contract with anyone. However, Friend #2 is prohibited from introducing Friend #1 as, 'The person from the contract' or 'My friend who is all weird about being friends.'
§ 3.2.1 Friend #1's preferred introduction is, 'You wanted the best, you got the best! Ladies and gentlemen, Friend #1!'
ARTICLE 4: SPENDING TIME TOGETHER
§ 4.1 If Friend #2 is watching a sporting event, they must invite Friend #1.
§ 4.1.1 Friend #2 agrees to provide a selection of magazines for Friend #1 to read, since Friend #1 doesn't really like sports all that much.
§ 4.2 Friend #2 agrees with the statement, 'It's just not a party if Friend #1 isn't there!' and so will hold ZERO (0) social gatherings without inviting Friend #1.
§ 4.2.1 Social gatherings include but are not limited to:
• Dinner parties
• Movie nights • Lacrosse tournaments • Bar trivia outings • Shopping extravaganzas • Ironic wax museum visits • Sincere wax museum visits • All group texts
§ 4.3 Friend #2 MUST attend Friend #1's guitar recital, even if the recital is being held at Friend #1's apartment and all of the performers are just Friend #1 and all of the songs are just Blues Traveler's Four in order.
ARTICLE 5: NONSTOP EMOTIONAL HONESTYHow To Write A Friendship Contract
§ 5.1 Both parties agree that friendships can't be one-sided. Friendships must be based on mutual concern and loyalty. Therefore, if Friend #2 is being a jerk, you'd better believe Friend #1 is going to bring it up and throw it right back in Friend #2's face.
§ 5.1.1 And Friend #2 is going to sit there and take it, legally.
§ 5.2 After any fights, Friend #2 will apologize and reflect on how they hurt Friend #1.
ARTICLE 6: ENTERTAINMENT EQUALITY
§ 6.1 Friend #2 may not, under any circumstances, get ahead of Friend #1 in watching episodes of new Netflix shows. Even if Friend #1 is in a coma forever.
ARTICLE 7: TRYING NEW THINGS TOGETHER
§ 7.1 Friend #2 will share all news of cool new bands, restaurants, and books with Friend #1.
§ 7.1.1 At this point, Friend #2 and Friend #1 will enter a one (one) month-long 'EXCLUSIVITY PERIOD' in which neither Friend #1 nor Friend #2 will share their cool finds with any other friends.
ARTICLE 8: INSIDE JOKES
§ 8.1 Friend #1 and Friend #2 will share a minimum of ten (10) inside jokes between them.
§ 8.1.1 If it is found that a third party did NOT have to 'be there' to appreciate an inside joke, that joke will no longer count toward the minimum of ten (10) inside jokes.
ARTICLE 9: GIFT GIVING
§ 9.1 Friend #1 is looking for a new sous-vide cooker.
ARTICLE 10: PENALTIES AND SANCTIONS
§ 10.1 If Friend #2 is found to be in violation of any piece of this contract, that's OK—Friend #2 can just go ahead and destroy Friend #1's life, as if their friendship never meant anything at all. Friend #1 agrees to be sad forever and to never forgive Friend #2.
§ 10.2 Friend #1 will never play Blues Traveler's 'Hook' on guitar ever again. It would be too painful.
I/We do hereby affirm and declare under penalty of perjury under the laws of the Republic of the Philippines, the United States and the State of _____________, that this agreement has been entered into voluntarily, and without any threats, promises, duress and/or coercion of any type.
This agreement shall be enforced with the laws of the State of _______________.
Signed this ______________ day of _________________, 20__
____________________________________
Friend #1 _____________________________________ Friend #2 Witness: Friendship Contract Agreement
______________________________________________________
The President of the United States or John Popper { NOTARY SEAL IF NECESSARY IN YOUR STATE }
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The family loan agreement is a document that is made between relation by blood or marriage with one (1) acting as borrower and the other a lender. The family member that is asking for the money may be required to pay an interest rate, defined as a percent compounded annually, by the lending party. If so, the lender will be paid back more money than what was originally lent to the borrower. Although, usually funds loaned between family members are not charged an interest rate but depends on the family relationship.
A Family Loan Agreement is also referred to as the following:
A family loan agreement shares the same basic elements with other lending contracts. It should specify a repayment term and payment schedule, an interest rate, and other contingencies, such as how late payments or a default will be handled.
Like any other legal contract, this agreement should include full names and addresses for both parties – and specify their relationship – and should be dated, signed, and witnessed by at least two others. Notarizing your agreement is also recommended.
Step 1 – Analyze Family Member
Before deciding to engage in a loan agreement with a family member, ask yourself these questions:
It’s advised to give the upmost attention to detail when lending money to family. If the family member does not pose any red flags after asking yourself these questions, the next thing to do is obtain their credit score and credit report. Assuming that they are asking for a loan from a family member, it’s suspected that their credit report might be subpar. Often times, if you have the money to burn, it’s better to gift the money or not give it at all. A troubled borrower, a family member in this case, is likely to default and a personal fallout could be a result. Use your intuition before deciding to give the loan.
Step 2 – Formalize an Agreement
If you decide to give a loan to a family member, an agreement should be detailed in writing. The following are the most important aspects of the agreement to have locked down:
Step 3 – Finalize and Sign
Sit down in the presence of two witnesses when coming to terms on the agreement. Try to find two witnesses that are unrelated to the family. In the event of a dispute, you would not want the witnesses to be in conflict. After all signatures are signed, write out a check to the borrower or send an electronic transfer online. Do not give cash. For the lender’s sake, you want maximum protection and by doing that means having the transfer of money documented.
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While there is clear wisdom in setting a repayment schedule, the idea of taking interest from a relative clashes with the very familial impulse that may have motivated the loan in the first place. Doesn’t family exist outside of the domains of the marketplace, capitalism, and profit?
Somewhat surprisingly, interest on family loans may be best thought of as a necessary evil.
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First, there’s the issue of fairness: by advancing a sum of money to another person, the lender-family member is forgoing potential interest earnings. This is the opportunity cost of making a loan. Charging interest offsets this loss.
How much potential income is lost by making a loan to a family member? While current bank interest rates are near historic lows, the somewhat-riskier stock market has yielded big returns for investors large and small. What’s more? Investing in the markets is often less risky than extending credit to a son or cousin. Though you may not recoup all foregone investment income, charging some interest is fair.
The more critical issue involves taxes. If you make an interest-free loan above the IRS gift threshold – currently set at $14,000 – you will incur tax liabilities. Setting an interest rate above the modest “Applicable Federal Rate” or AFR that is dictated by the government prevents this.
Though states also set statutory maximums on interest that can be charged on loans, these anti-usury limits are irrelevant in most family-lending situations.
Often, borrowers turn to family after being refused by traditional lenders. This means that they are on shaky financial ground, with some combination of spotty credit and insufficient earnings. Though family loans are often used for pragmatic, and even edifying purposes – to finance education, consolidate debt, or purchase a first home – it is important to remember that abstaining from the formal credit system can reinforce existing credit issues. Since a family loan often occurs off-the-books of the formal financial system, the good faith process of regular repayment does not build the borrower’s credit history as it would with an official loan.
As a compromise solution, family can enlist the support of a third-party processor to facilitate repayment and report results to the credit bureaus. There are several competing online services, including the popular Loanback.com.
Though taking a formal loan can mean being subjected to considerable vetting, borrowing from family is not necessarily any simpler. Often, the choice to take a family loan means trading one kind of complication for another. You do not have to worry about hurting the bank’s feelings or alienating its loan officers – but the same can certainly not be said for a family loan.
In general, the best course is to imitate the formal process, absent the administrative layers that can prolong and complicate bank transactions. Though borrowing from a family member may be the only option for less-creditworthy borrows, the end goal is usually to repair credit and finances so that future borrowing occurs in the formal sector. While family finance may be a good stop-gap solution, it is unlikely to be the best long-term solution.
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